3 Questions To Ask When Getting Renters Insurance

If you live in an apartment, you may have considered getting renters insurance. Shopping for renters insurance is easy when you’re looking for a policy with Presley Insurance Group, servicing Dallas, TX. As independent insurance agents, we work for you, not an insurance company. We’ll help you find a renters insurance policy that meets your needs.

Our experienced insurance professionals are here to answer your questions and provide you with information to help you throughout the process. Below are three questions you should ask when you’re shopping for renters insurance.

1. What Does Renters Insurance Cover?

Renters insurance covers the belongings in your apartment when a covered event occurs. For example, if a small kitchen fire damages your plates and other kitchen utensils, your renters insurance policy will likely pay to repair or replace whatever is damaged or ruined, minus your deductible. Renters insurance does not cover the structure where you live.

2. How Much Does Renters Insurance Cost?

Renters insurance policies vary in cost. Talk to your insurance agent to find out how much you can expect to spend on a policy. Your independent insurance agent can help you shop around for a policy that will fit in your budget while also meeting your needs.

3. What Are the Benefits of Renters Insurance?

Renters insurance provides peace of mind and can help you avoid financial difficulty after a covered event. If you don’t have enough money to replace all of your belongings after a fire or another covered event, you can benefit from renters insurance. 

Do you have more questions about renters insurance? The professionals at Presley Insurance Group, servicing Dallas, TX, can help. Call to speak with one of our insurance professionals and find a policy that meets your needs.