PResley Insurance Group
West Texas Insurance
Covering West Texas with Trusted Insurance
West Texas is a region of wide-open spaces and unique industries—and Presley Insurance Group is equipped to serve your insurance needs from the Panhandle down to the Permian Basin.
We welcome clients from cities and towns like Lubbock, Midland, Odessa, Abilene, Amarillo, and beyond. The region’s mix of severe weather (including occasional hail and tornadoes), high winds, dust storms, long driving distances, and oilfield and agricultural activity creates a different insurance landscape than urban Texas. We understand those differences and work to tailor coverage accordingly.
Personal Insurance in West Texas
Auto Insurance for West Texas Drivers
Driving in West Texas often means long stretches of highway, rural roads, and frequent trips between spread-out towns. That kind of driving can increase exposure to accidents, wildlife, and underinsured motorists.
We focus on building auto insurance plans with strong liability limits and thoughtful uninsured/underinsured motorist coverage, so you’re better protected if a serious accident occurs far from home. Whether you’re commuting in Midland-Odessa, driving in Lubbock, or traveling between ranch and town, we’ll help you find coverage that fits.
Home Insurance in West Texas
Homes in West Texas face their own set of weather challenges: hail in the Panhandle and areas like Lubbock, strong winds and dust storms in the Permian Basin, and occasional severe thunderstorms. We design homeowners insurance that factors in these realities while still keeping an eye on premiums.
We’ll talk about roof age and type, wind and hail deductibles, and realistic rebuild costs, especially in fast-growing areas where construction prices can shift. Our goal is to help protect your home from both everyday losses and the big weather events West Texans know all too well.
Specialized West Texas Coverages
Many West Texas households own mobile or manufactured homes, rural properties, or small tracts of land. Others may have a mix of personal vehicles, ATVs, or farm equipment.
We can help with:
Coverage for certain manufactured or mobile homes
Farm and ranch-style policies for agricultural or rural properties
Umbrella insurance for added liability protection
Boat, RV, and recreational vehicle coverage for life outdoors
We’ll connect you to the appropriate product pages—Homeowners, Auto, Umbrella, RV, and others—as we build your overall plan.
Commercial Insurance for West Texas
Oilfield & Energy Sector Coverage
Many West Texas businesses revolve around the oil and gas industry—from field service contractors and welders to trucking companies and equipment providers. We understand the higher-risk nature of these operations and the coverage requirements that often come with vendor and master service agreements.
Depending on your needs, we can access markets that write energy-related risks or help direct you toward specialist solutions. At a minimum, we’ll work to secure the general liability, commercial auto, workers’ comp, and inland marine coverage that many oilfield-adjacent businesses require.
Agriculture & Ranching
West Texas also has deep roots in farming and ranching. We can explore farm and ranch-style policies that help protect dwellings, barns, equipment, and liability exposures associated with livestock and agricultural operations.
We’ll start with a conversation about your land, operations, and goals, then build a program that reflects those realities—whether you’re running a large ranch or maintaining a smaller agricultural property.
Small Businesses & Local Contractors
Beyond energy and agriculture, West Texas is full of small businesses, shops, and independent contractors. We provide packages that can include general liability, commercial property, business income, and more, along with contractors coverage for trades that support both local communities and the energy sector.
Commercial policies include:
General Liability
Commercial Property
Commercial Auto & More
Why Choose Us
Why West Texas Clients Choose Presley Insurance
Quick Quotes.
Real Support.
Whether you’re insuring trucks that run to the patch, a home in Lubbock, or a small business in a rural town, we know you don’t have time to chase paperwork. We move quickly to gather details, deliver quotes, and get coverage bound—and we stay available when you need certificates or help with a claim.
Local expertise.
Across West Texas.
We understand West Texas realities: long highway miles, hail and wind in parts of the Panhandle and Permian Basin, dust storms, oilfield-related risks, and rural properties spread over big distances. We use that knowledge to recommend coverage, deductibles, and carriers that are better suited to Amarillo, Midland-Odessa, Lubbock, Abilene, and the surrounding region.
Big-Agency Access.
Personal Service.
As an independent agency, we can seek out carriers and programs that are comfortable with West Texas risks—from personal lines to energy- and ag-adjacent businesses. You get broad market access without sacrificing service; our team learns your operation and treats you like a partner, not just another policy.
Get a Quote That Fits You
Tell us what you’re looking for. We’ll help you find the right protection—without wasting your time.