PResley Insurance Group
Central Texas Insurance
Insurance for Texas Hill Country & Central Texas
Presley Insurance Group is here to serve Central Texas communities throughout the beautiful Hill Country. We understand that life outside the big cities—from New Braunfels and San Marcos to Fredericksburg, Boerne, Kerrville, and Marble Falls—comes with its own unique insurance needs.
Many Hill Country areas see fewer hailstorms than North Texas and may have lower crime rates than larger metros, which can create more favorable insurance opportunities. At the same time, rural properties, winding roads, wildfire risk in dry seasons, and flash floods in low-lying areas add their own considerations. Our job is to help you navigate those tradeoffs and build a protection plan that fits where and how you live.
Personal Coverage in Central Texas
Home Insurance in the Hill Country
Homes in Central Texas range from small town bungalows to custom homes on acreage. Distance from fire services, water supply, and local building costs all affect how we design homeowners insurance in these areas.
We’ll help you set dwelling limits based on realistic rebuild values, talk about roof materials and age, and make sure your policy reflects the realities of rural or semi-rural life. In some communities, lower theft and storm frequency can mean more competitive premiums, and we work to leverage that by shopping multiple carriers.
Auto Insurance in Central Texas
Driving in Central Texas often means a mix of city commutes and long stretches of country roads. Extra miles, higher speeds, wildlife on the roadway, and limited lighting can all increase risk in ways city driving doesn’t.
We structure auto insurance to reflect that reality, focusing on strong liability limits and appropriate comprehensive coverage for hazards like deer strikes and storm damage. Whether you’re commuting into Austin or San Antonio or staying closer to home, we’ll help you find auto coverage that fits.
Farm, Ranch & Country Estate Insurance
If you own a small ranch, farm, or country estate, your insurance needs go beyond a standard suburban home policy. You may have outbuildings, equipment, livestock, or land-based liability that needs to be considered.
We can access farm and ranch-style policies through our carrier partners, helping you protect dwellings, barns or workshops, certain equipment, and your liability exposures. Whether you have a few acres or a working operation, we’ll talk through what you own and how you use it to build a practical coverage plan.
Additional Personal Lines
Central Texas residents often benefit from:
Umbrella insurance for added liability, especially with larger properties or higher assets
Boat and watercraft coverage for lakes like Canyon Lake or Lake LBJ
RV and travel trailer coverage for Hill Country camping and road trips
We’ll connect you with specific product pages for Auto, Homeowners, Umbrella, Boat & Watercraft, and RV Insurance when you’re ready to explore the details.
Business Insurance in the Hill Country
Small Business & Retail
The Hill Country is home to boutiques, cafes, tasting rooms, B&Bs, and a wide variety of small businesses. We provide business insurance that can include property coverage, general liability, business income, and more—designed around your town, your building, and your customer base.
Whether you’re running a shop in Fredericksburg, a café in New Braunfels, or a local service business in Kerrville, we bring big-market carrier access to smaller communities while maintaining a neighborly feel.
Contractors & Trades in Central Texas
Contractors and trades keep Central Texas growing, even outside the big cities. Builders, remodelers, electricians, plumbers, and other trades working in and around the Hill Country need coverage that travels with them from job to job.
We can help with contractors packages that include general liability, commercial auto, tools and equipment coverage, workers’ comp, and bonds where needed. Our Contractors Insurance page provides more detail on how these pieces fit together.
Farm, Vineyard & Agribusiness Coverage
For clients who operate farms, ranches, vineyards, or other agricultural businesses, we can explore specialized policies through our carrier partners. That might include coverage for farm dwellings, certain equipment, livestock, and liability tied to agritourism or on-site sales.
We’ll start with a conversation about what you do—growing grapes, raising cattle, boarding horses, or simply maintaining a large rural property—and then map that to available coverage options.
Commercial policies include:
General Liability
Commercial Property
Commercial Auto & More
Why Choose Us
Why Central Texas Clients Choose Presley Insurance
Quick Quotes.
Real Support.
Whether you’re protecting a home on acreage, a shop on the town square, or vehicles that log a lot of country miles, we work quickly to deliver clear quotes and coverage options. When you call or email, you get real people who understand your questions and stick with you through renewals and claims.
Local expertise.
Right Here in Hill Country.
We understand how Central Texas and the Hill Country differ from big cities—fewer hailstorms in some areas, more rural fire considerations, wildfire and flood concerns, long drives, and unique home and land setups. We factor in those realities when recommending coverages and carriers, so your policies match life in New Braunfels, Fredericksburg, Boerne, Kerrville, and beyond.
Big-Agency Access.
Personal Service.
As an independent agency, we can shop a wide range of carriers for homes, autos, ranches, and small businesses throughout Central Texas. You get the benefit of multiple markets and competitive pricing, backed by a team that values long-term relationships and straightforward, small-town style communication.
Get a Quote That Fits You
Tell us what you’re looking for. We’ll help you find the right protection—without wasting your time.