Presley Insurance Group
Auto Insurance for Texas Drivers
Presley Insurance Group helps Texas drivers compare car insurance options from multiple carriers so you can hit the road with the right protection and price.
Car Insurance Texas Drivers Can Count On
Your vehicles are part of everyday life—from commuting on I-35 to weekend trips across Texas. As an independent insurance agency in Texas, Presley Insurance Group shops multiple carriers to build an auto insurance plan that fits how, where, and how far you drive.
Based in the Dallas-Fort Worth area and serving drivers across Austin, San Antonio, Central Texas, and West Texas, we explain coverage in plain language and help you decide what makes sense for your family, your vehicles, and your budget. Whether you need basic liability, full coverage for a new car, or protection for teen drivers, you get clear options and a local team ready to help at renewal and at claim time.
Texas Auto Insurance Coverage Options
Liability-Only Coverage
Meet Texas minimum auto insurance requirements or choose higher liability limits for stronger protection. We’ll help you understand what bodily injury and property damage liability actually do if you’re at fault in an accident.
Full Coverage for Newer Vehicles
For financed or newer vehicles, we can build “full coverage” that includes comprehensive and collision. We’ll walk through deductibles and explain how each choice impacts your premium and what you pay out of pocket if something happens.
Protection From Weather, Theft & More
Texas weather can be tough on vehicles. Comprehensive coverage can help with hail, falling objects, theft, vandalism, and animal-related damage. We’ll help you decide when it makes sense to carry it on older cars.
Uninsured & Underinsured Motorist
Not every driver on the road carries enough insurance. UM/UIM coverage helps protect you and your passengers if you’re hit by someone with little or no liability coverage. We consider these limits carefully on every quote.
Young & Teen Drivers
Adding a teen or young adult driver in Texas can change your rates quickly. We’ll explain driver eligibility, discount opportunities, and smart vehicle choices to keep costs manageable while protecting your new driver.
Specialty & High-Value Vehicles
From lifted trucks and SUVs to classic cars and weekend vehicles, we can look at specialty options for how you actually use each vehicle. When needed, we’ll explore agreed value or stated value coverage for higher-end or collectible autos.
Auto Insurance Built Around Texas Roads
Driving in Texas is different from driving anywhere else—busy Dallas-Fort Worth traffic, evolving Austin corridors, long stretches of highway through Central and West Texas. We factor in where you live, work, and drive every day when we recommend coverage and carriers.
Our local insight helps you:
- Understand how claims trends and weather impact rates in your area
- Choose deductibles that make sense for hail, storms, and glass claims
- Balance liability limits with Texas lawsuit risks and your personal assets
- Decide when to bundle auto with home or renters insurance for better overall value
Smart Ways Texas Drivers May Save on Auto Insurance
Auto insurance in Texas doesn’t have to be confusing—or more expensive than it needs to be. While discounts vary by carrier and eligibility, we commonly look for:
- Home and auto insurance bundles for Texas families
- Multi-vehicle discounts when you insure more than one car
- Good driver and claims-free discounts
- Safe driver programs and telematics options (when they make sense for you)
- Good student discounts for qualifying teen and college drivers
- Discounts for certain safety features or defensive driving courses
We’ll compare both discounted and non-discounted options side by side so you can see the full picture, not just the lowest upfront price.
Frequently Asked Questions
How much auto insurance do I really need in Texas?
Texas has minimum liability requirements, but those limits are often not enough to fully protect your finances after a serious accident. We review your vehicles, driving habits, and assets to recommend liability limits that feel comfortable and realistic for your situation.
Can I switch auto insurance before my current policy expires?
In many cases, yes. We can quote your Texas auto insurance, help you compare options, and coordinate the timing so your new policy starts when the old one ends—without any coverage gaps. If there are fees or refunds involved, we’ll explain how those work.
Do you handle auto insurance for drivers outside Dallas-Fort Worth?
Absolutely. While we’re rooted in Dallas-Fort Worth, we serve personal auto clients across Texas, including Austin, San Antonio, Central Texas, West Texas, and surrounding areas. You can work with us by phone, email, or video.
What if my rates go up at renewal?
Rate changes can happen for many reasons, from claims trends to carrier-wide adjustments. If your Texas auto insurance premium increases, we can review your policy, look for discounts, and, when appropriate, shop other carriers to see if a better fit is available.